VK Credit Card

Fuel Your Passion

Financing options to help you make your mark. Vintage King Audio has teamed up with Synchrony to bring you a step closer to your recording dreams.

See if you prequalify now — receive a quick decision in seconds with no impact to your credit score.

See If You Prequalify Manage Your Card
Vintage King
Credit Card
Powered by Synchrony
30+ Years · outfitting pro studios
Authorized dealer · for hundreds of brands
Account Manager · dedicated, real human
VK Warranty · on every order
How It Works

Three Steps to Start

Apply online, get a decision in seconds, and start shopping the same day.

1

Apply in Minutes

Complete the online application. Quick, secure, and no obligation. See if you prequalify first with no impact to your credit score.

2

Quick Decision

Receive a credit decision in seconds. If approved, your credit line and promotional financing options are available immediately.

3

Start Using Today

If approved, use your new Vintage King Credit Card online or by phone right away. No waiting for a physical card to arrive.

Financing Tiers

Up to 48 Months on 110+ Brands

Select manufacturers' products qualify for special promotional financing. Terms vary by brand and purchase amount.

6
Months
No Interest**
12
Months
No Interest**
24
Months
Equal Payments*
36
Months
Equal Payments*
48
Months
Equal Payments*

No Interest If Paid in Full (6 and 12 Months)**

On qualifying purchases of select brands. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required.

No Interest with Equal Monthly Payments (24, 36, 48 Months)*

On purchases of select manufacturers' products. No interest will be charged on promo purchase balance and equal monthly payments are required until it is paid in full. Payments equal the amount financed divided by the number of months in the promo period.

*/**Subject to credit approval. See full Synchrony disclosure at bottom of page.

See If You Prequalify

Check your eligibility in seconds with no impact to your credit score. Pre-qualification is a soft inquiry — it will not appear on your credit report.

If you choose to proceed with a full application, a hard inquiry will be performed at that time.

Check Pre-Qualification
Powered by Synchrony
Promotional APR0%
Terms available6–48 months
Qualifying brands110+
Pre-qualify impactNo credit impact
Card Benefits

Why the VK Credit Card?

Designed specifically for pro audio professionals and enthusiasts.

0% Promo Financing

Up to 48 months on qualifying purchases from 110+ brands

Instant Decision

Apply online and get a credit decision in seconds

Use Same Day

If approved, start using your card immediately — no waiting

Combine with Section 179

Finance your purchase and still claim the full tax deduction

Already Have a VK Credit Card?

Use your card online, over the phone, or place an order with your Audio Consultant. Call 888.653.1184

Manage Your Account →

Need Account Help?

Sign in to your account or contact Synchrony for balance, payment, and account questions.

Frequently Asked Questions

VK Credit Card FAQ

Can I use a Synchrony card from another store at Vintage King?
No. The only Synchrony Bank issued credit card you can use to finance a Vintage King purchase is the Vintage King credit card. Cards issued by Synchrony for other retailers cannot be used at Vintage King.
Does promotional financing apply to used and vintage gear?
Promotional financing (6–48 month offers) applies to new items from select brands only. Used, vintage, B-stock, and Demo Deal items are excluded from promotional financing but can be purchased with the card at the standard APR.
Will checking if I prequalify affect my credit score?
No. Pre-qualification uses a soft inquiry that does not impact your credit score. A hard inquiry only occurs if you proceed with a full application after pre-qualifying.
How do I manage my existing VK Credit Card account?
Sign in at mysynchrony.com to view your balance, make payments, check promotional financing details, and manage your account. You can also contact Synchrony customer service directly for account questions.
Can I combine financing with other promotions?
Promotional financing cannot be combined with other discounts or promotions. The qualifying purchase amount must be on one receipt. Contact an Audio Consultant at 888.653.1184 for details on current offers.
Ready to Get Started?

Apply for the VK Credit Card

Check if you prequalify with no impact to your credit score, or apply now and get a decision in seconds.

Apply Now Manage Your Card
Disclaimer

*Offer applies to NEW items from select brands only. Excludes sE Electronics items under $199, BAE items under $900, and Rupert Neve consoles. Focusrite special financing only applies to products in the RedNet and ISA lines. Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase balance and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**Cannot be combined with other promos. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

Excludes used, vintage, B-stock and Demo Deal items. Financing cannot be combined with other discounts or promotions.

VK Credit Card
0% financing up to 48 months · 110+ qualifying brands
Apply Now Manage Card